A Mexican debit card from a major regional exchange that pays crypto-back in BTC, tiered by monthly MXN spend with a $50/month rewards cap. Evidence is limited to the app bundle and press headlines, so rates, fees and network remain unverified.
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by the cryptodebitcards editorial desk · curated review · prose updated 2026-10-01 · facts as of 2026-10-01 · how we verify
The Bitso Card was a Mexican Mastercard debit card - physical plus digital - that spent a peso balance with bitcoin cashback on top [3][4][5]. It launched in March 2023, drew a six-figure waitlist at rollout, and was well received in the Mexican market [2][3]. On 26 May 2025 it was definitively deactivated, after Bitso informed cardholders in April 2025 [1][2]. This page is an archive: the product is dead, and everything below documents what it was and how it ended.
While the card ran, the operator's own FAQ documented no card-use commission at all [4]. The historical cashback tiers were: 0.30% BTC back on monthly spending from 0 up to 9,999.99 MXN, 0.75% from 10,000 to 19,999.99 MXN, and 1.25% above 20,000 MXN [4]. Crypto back was deposited to the wallet 20 days after each purchase, with a monthly rewards cap of 50 USD [4]. All of these figures are historical - the program that paid them no longer exists [1][2].
The card required standard Mexican exchange-level KYC through Bitso [4]. Onboarding is no longer possible: the product is closed [2]. We document nothing further rather than speculate about legacy support processes.
The spending balance was in Mexican pesos, custodial on the Bitso/Nvio rail - users paid with their MXN balance, not directly with crypto [1]. The BTC cashback was the crypto surface: earned by monthly spend, deposited to the Bitso wallet [4]. There was no direct crypto card load, no stablecoin spending and no Lightning support documented [4].
The documented model: BTC crypto-back by monthly volume tier [4], paid 20 days after each purchase [4], capped at 50 USD per month [4]. The operator documented no commission on card use [4]. The rates were modest compared with the US bitcoin-rewards cards in this comparison - the 1.25% top rate applied only above 20,000 MXN of monthly spend [4]. The program ended with the card [1].
The operator entity is documented: the app bundle states the card was operated by Nvio Pagos México, S.A.P.I. de C.V. [5] - and that line remains in the bundle while the product itself is dead, a dormant remnant. The scheme chain is documented in Mastercard's own newsroom [3]. The defining reliability event is the shutdown itself: a two-year-old, well-received product deactivated with about a month's notice [1][2]. No unresolved balance disputes surfaced in the sources we checked [1][2].
Do not order - the product was deactivated definitively on 26 May 2025 [1][2]. If you are researching the Latin-American crypto-card market, this entry is context: a strong exchange brand built a real product, priced it honestly, and shut it down within two years - which is exactly the program-continuity risk this site documents everywhere else [3].
| Fine print | No fee schedule retrievable - bitso.com/cards is a client-rendered SPA and help.bitso.com is Cloudflare-403 from this IP. |
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Three steps, based on the operator-documented facts in this review (fact status: checked 2026-10-01):
Bitso Card cannot be applied for directly from this review - see the status note above.
Based on our checks as of 2026-10-01: Bitso Card scores 4.7/10 in our weighted review. We logged 3 red flags (listed above). User reports and the operator background are documented with dated sources in the meta-review below.
Gate Card exists, is actively developed and advertises the most aggressive cashback headline on this list (up to 8%), but the program is a black box: issuer unnamed, no published fees, no documented limits, regions defined only as 'non-restricted countries'. Fine as an exchange perk for heavy Gate users - hard to verify for anyone comparing card terms.
Discontinued in the EEA since Dec 2023, but alive again in Latin America: relaunched in Brazil in Oct 2025 as an Immersve-issued Mastercard prepaid (up to 2% cashback, per the Binance/Mastercard announcement), followed by a Venezuela waitlist beta (Aug 2026, up to 3% cashback, crypto balance spent directly). Patchy acceptance outside LATAM; verify per country before ordering.
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