The EEA successor of the Bybit Card: clean 0.5% FX and uncapped 1% EUR cashback, but a separate bybit.eu account is required and the old bybit.com EEA card is closed.
by the cryptodebitcards editorial desk · review version 1 · prose updated 2026-10-03 · facts as of 2026-10-03 · how we verify
The Bybit EU Card is a debit card offered by Bybit EU, an exchange provider, on the Mastercard network. It is available in both physical and virtual form factors, making it accessible to a wide range of users in the EEA region. This card is designed for individuals who want to use their cryptocurrencies for everyday purchases.
The Bybit EU Card has no issuance or annual fees. The monthly fee is 0. There are no top-up fees specified, but a 0.5% foreign exchange fee applies on top of Mastercard's FX rate. ATM withdrawals incur a 2% fee after the first 100 EUR monthly. Inactivity and other fees have not been specified.
The Bybit EU Card requires full KYC, triggered by the Bybit EU account KYC process, which involves EEA identity verification. Users must register on bybit.eu and complete the KYC process before applying for the card. The card is available to residents of 29 EEA countries, excluding Malta.
The Bybit EU Card natively supports USDC and EUR. It also allows conversion from other cryptocurrencies like BTC, ETH, SOL, and exchange-listed assets. However, it does not support lightning transactions. The minimum top-up amount has not been specified. Card funding comes from the Bybit EU account balance.
The Bybit EU Card offers a documented 1% cashback with no monthly cap, denominated in EUR. VIP tiers can earn 2%-10% cashback, subject to monthly caps. A welcome package of up to 110 USDC is available in the first 30 days. Cashback is EUR-denominated and differs from the global bybit.com card rewards.
The Bybit EU Card is issued by Harmoniie SAS, partnering with Moorwand Ltd, under a Mastercard International license. The operator's reputation and incidents have not been verified. However, the card's terms and conditions, including fees and limits, are clearly outlined on the Bybit EU website. According to the Bybit EU website, the card has a Foreign Exchange Fee of 0.5% and an ATM Withdrawal Fee of 2% after the first 100 EUR monthly.
The Bybit EU Card offers competitive fees and rewards, including uncapped 1% EUR cashback. However, it requires a separate Bybit EU account and has specific regional restrictions. Users should carefully review the terms and conditions before applying. This card may be suitable for EEA residents who frequently use EUR and want a straightforward cashback program.
| Issuance | Free card issuance; no annual fee advertised |
|---|---|
| Monthly | none |
| FX fee | 0.5% |
| ATM fee | 2% |
| Fine print | Foreign Exchange Fee 0.5% (on top of Mastercard's FX rate). ATM Withdrawal Fee 2% (after the first 100 EUR monthly). Issued by Harmoniie SAS, partnering with Moorwand Ltd, pursuant to a licence by Mastercard International held by Moorwand Ltd. |
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Based on our checks as of 2026-10-03: Bybit EU Card scores 5.9/10 in our weighted review. We logged no red flags. User reports and the operator background are documented with dated sources in the meta-review below.
Yes, full KYC is required, triggered by the Bybit EU account KYC process.
The card has no issuance or annual fees, a 0.5% foreign exchange fee, and a 2% ATM withdrawal fee after the first 100 EUR monthly.
The card natively supports USDC and EUR and allows conversion from other cryptocurrencies like BTC, ETH, SOL, and exchange-listed assets.
Yes, it offers a documented 1% cashback with no monthly cap, denominated in EUR.
The card is available in the EEA region, excluding Malta.
The card is issued by a licensed partner, but the operator's reputation and incidents have not been verified.
The Bybit EU Card is available in both physical and virtual form factors.
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