BitMart Will List CoinZoom (ZOOM) - 2026-5-18
BitMart exchange listed the ZOOM token in May 2026 (score 11, 28 comments) with a 516,100 ZOOM listing carnival - the ZOOM token ecosystem is still active in 2026.
CoinZoom ZoomMe Card Review
A US-registered, SOC-2-accredited exchange card with true point-of-sale crypto conversion - pick any listed coin as your spend wallet and it converts at the tap. The exchange and token ecosystem are mid-sized; the mechanism is the appeal.
Full KYC 0.5% back physical card 0% FXfacts reported
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Review
by the cryptodebitcards editorial desk · review version 3 · prose updated 2026-09-21 · facts as of 2026-09-21 · how we verify
Overview
The CoinZoom ZoomMe Card is a debit card offered by CoinZoom, a US-registered exchange. It operates on the Visa network and is available in both physical and virtual form factors. This card is suitable for individuals who want to spend cash or crypto at point of sale, with instant conversion to USD.
Fees & Costs
The CoinZoom ZoomMe Card has no monthly or annual card fee. There are no fees for domestic and international ATM or over-the-counter cash withdrawals, although third-party ATM operator surcharges may apply. The card has a 1.49% crypto liquidation fee at point of sale, and a $0.50 insufficient-funds fee. Deposit fees vary, with ACH/RTP/external crypto wallet deposits being free, while debit/credit card deposits incur a 3.99% fee. Some fees, such as the FX fee, have not been verified.
KYC & Onboarding
The CoinZoom ZoomMe Card requires full KYC, triggered by US-registered fintech onboarding, which is SOC 2 accredited. The specific documents required for KYC have not been verified. The ordering process and issuance/shipping time for the card are also not fully detailed.
Coins & Top-up
The card natively supports BTC, ETH, USDT, XRP, and LTC, and also allows conversion to other exchange-listed assets, including the ZOOM token. There is no lightning support. The minimum top-up amount has not been verified. At point of sale, the selected crypto instantly converts to USD, allowing spending at 130 million merchants worldwide.
Rewards
The card offers a cashback rate of up to 5% in ZOOM tokens, depending on the user's CoinZoom Prime level, with tiers ranging from 0.5% for Non-Prime to 5.0% for Black. The cashback cap has not been verified, and rewards are excluded for certain merchant categories and transactions.
Reliability & Red Flags
CoinZoom, the operator, is a US-registered fintech with SOC 2 accreditation. However, there have been incidents, including the suspension of CoinZoom's Ohio money transmitter license in 2024 due to incomplete or inaccurate books and records. Community reports and reviews on Reddit mention both positive experiences with the card and concerns about customer service. The facts about this card have been reported but not fully verified, so a small test load is advised.
Verdict
The CoinZoom ZoomMe Card is a viable option for those who want to spend crypto at point of sale with instant conversion to USD. However, users should be aware of the potential risks, including the suspension of CoinZoom's Ohio license and variable customer service experiences. This card is suitable for individuals who value the convenience of crypto spending and are willing to accept the associated risks.
What works
- Select cash OR any supported crypto as the spend wallet - instant conversion at point of sale
- US-registered, SOC 2 accredited, multi-lingual US-based support
- Up to 5% crypto rewards on spending
- 130 million merchants via Visa
What to watch
- Fee schedule app-gated
- Smaller exchange than the majors (liquidity, track record)
- ZOOM token ecosystem adds complexity
- Full KYC
Fee reality check
| Monthly | none |
|---|---|
| Top-up fee | 0% |
| ATM fee | 0% |
| Fine print | Official published fee schedule (coinzoom.com/en/fees-and-limits, live 200): no monthly or annual card fee anywhere in the schedule - CoinZoom Prime explicitly has 'No Membership Fees' ('There are no costs or fees to join CoinZoom Prime'). Card funding = the CoinZoom account balance: ACH/RTP/external-wallet crypto deposits are free, debit/credit card deposits 3.99% (2.99% Black tier), CoinZoom Cash 5%. Spending crypto costs a 1.49% crypto liquidation fee at point of sale. Domestic and international ATM/OTC cash withdrawals free; card replacement free; non-Prime card shipping $5/$12 US, $5/$60 international (Prime free); virtual card re-issue 1,000 ZOOM; chargeback processing $100; insufficient-funds fee $0.50. An FX/foreign-transaction fee on international PURCHASES is not listed in the published schedule - unknown. |
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Ready to try CoinZoom ZoomMe Card? Start small: minimum load, one test payment, one withdrawal.
CoinZoom ZoomMe Card FAQ
Is CoinZoom ZoomMe Card legit?
Based on our checks as of 2026-09-21: CoinZoom ZoomMe Card scores 5.2/10 in our weighted review. We logged no red flags. User reports and the operator background are documented with dated sources in the meta-review below.
Is KYC required?
Yes, full KYC is required.
What fees does it charge?
The card has no monthly or annual fee, but charges a 1.49% crypto liquidation fee and other fees for certain transactions.
Which coins can you load?
The card natively supports BTC, ETH, USDT, XRP, and LTC, and allows conversion to other assets.
Does it pay cashback?
Yes, the card offers up to 5% cashback in ZOOM tokens.
Which regions does it serve?
The card is available in the US, APAC, and globally.
Is it safe/legit?
CoinZoom is a US-registered fintech with SOC 2 accreditation, but there have been incidents and concerns about customer service.
Is the card physical or virtual?
The card is available in both physical and virtual form factors.
User comments (0)
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