Card discontinued - one of the oldest BTC card products, ended by the 2023 EEA issuer squeeze. Archive entry only.
by the cryptodebitcards editorial desk · review version 2 · prose updated 2026-09-20 · facts as of 2026-09-20 · how we verify
The C.Pay (Cryptopay) card is a discontinued prepaid Visa card that was previously available for loading with Bitcoin (BTC). It was provided by a fintech company and was intended for use by individuals looking for a crypto-funded payment card. The card program has ended, and the brand now operates as a B2B crypto payment gateway.
The fee structure for the C.Pay card is not fully documented, as many fees have not been verified. This includes issuance, monthly, top-up, FX, and ATM fees, as well as any potential inactivity fees. The card's top-up notes indicate that it was previously a BTC-funded prepaid Visa card, but specific fee details are not available.
The C.Pay card required full KYC (Know Your Customer) verification, although the specific trigger and required documents are not specified. The onboarding process and shipping time for the virtual card are also not documented.
The C.Pay card supported direct loading with Bitcoin (BTC) but did not offer in-app conversion for other cryptocurrencies. It did not support the Lightning Network. The minimum top-up amount and settlement notes are not available.
There is no documented cashback rate, payout token, or cashback cap for the C.Pay card. The card did not offer any advertised rewards program.
The operator of the C.Pay card, Cryptopay, has a history dating back to 2013, but the card program was discontinued due to the loss of the EMI license by its issuer, UAB PayrNet. The company has since shifted its focus to B2B crypto payment services. External sources, including Reddit threads and news articles, document the card's discontinuation and the company's post-retail pivot. There are no noted red flags, but the card's custodial model carries issuer risk.
The C.Pay card is no longer available, and users should not attempt to load funds onto the program. The brand's shift to B2B services means that retail customers are no longer supported. If you are looking for a crypto-funded payment card, you will need to consider alternative options.
| Fine print | EEA card issuance ended June 2023 when issuer UAB PayrNet lost its EMI license (Bank of Lithuania); ALL retail B2C services (wallet, exchange, card) then discontinued effective 2026-01-01; brand continues as B2B crypto payment gateway only |
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Yes, full KYC verification was required.
Many fees have not been verified.
Bitcoin (BTC) was supported.
No cashback program was advertised.
The card is no longer available in any region.
The card program has ended, and users should not load funds.
The card was virtual.
Back and verifiable: the Uphold Debit Card relaunched in the US with up to 4% back in XRP (Elite, $99.99/yr) or 2% (Essential, free), Visa acceptance with Apple/Google Pay, no credit check and FDIC pass-through on the USD balance. The trade-offs: rewards are XRP-denominated with conditions (holding periods, monthly caps), the program's history is pause-and-restart, and support tickets show crediting/adjustment friction. US-only (no NY/LA/territories).
The veteran (2014) reinvented as a stablecoin bank: fee-free FX worldwide, multi-currency accounts with 1:1 stablecoin conversion, real Visa/Mastercard principal memberships and an 8% headline cashback. Fee details hide in the help hub, and the El Salvador licensing move makes the regulatory story newer than its brand.
The most complete dual-mode card: one tap switches between spending your crypto (Debit, with daily interest) and borrowing against it (Credit, from 1.9%) - with free ATM allowances up to EUR 2,000/month and no card fees. The catch: meaningful cashback needs a $5,000+ portfolio and is denominated in NEXO, and it is EEA/UK-only.
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