Dead - the crypto-cashback neobank frozen in the Synapse collapse of 2024. Archive entry: this is what happens when your card's bank rails run through a middleman that fails - the cautionary tale for every BaaS-stacked card in this comparison.
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by the cryptodebitcards editorial desk · curated review · prose updated 2026-10-06 · facts as of 2026-10-01 · how we verify
Juno was a crypto-cashback neobank - a Visa debit card with crypto rewards on a cash account [2]. It is dead: the homepage is a shutdown letter documenting that the May 2024 collapse of Synapse, the banking-as-a-service middleman between fintechs and Evolve Bank & Trust, froze funds across more than 50 fintech companies including Juno [1]. The official status page shows the damage precisely: card transactions, ATM withdrawals, ACH and wire transfers for the Cash Account disrupted since 11 May 2024 [2]. This page is the archive - and the cautionary tale for every card in this comparison whose fiat rails run through an intermediary rather than a named, direct bank.
There is no attainable fee schedule to quote for a dead program [1]. The instructive cost column is the one you cannot see on any pricing page: when the middleman layer fails, your "free" account freezes, and recovery costs months of emails and forensic patience [4][5].
Standard US neobank KYC applied while the program ran [2]. Onboarding is closed - the product is shut down [1].
The documented split during the freeze is the most instructive fact in this archive: fiat rails (card, ACH, wires) were disrupted [2], while crypto deposit/withdrawal stayed operational [2] - the crypto side ran on different infrastructure than the Synapse-layered cash account. That asymmetry is exactly why the design matters: the fiat half of the product died with a company most users had never heard of [3].
The historical product paid crypto cashback on card spending [2]. All of it ended with the shutdown [1].
The documented story: Synapse failed in May 2024 and froze funds across the fintechs layered on it [3]; Juno's own status page shows months of disruption [2]; user reports document both recovery (months late, via persistence) [4] and chaos (a user out 5,000 dollars who received zero from the reconciliation, with their ACH routed through a different bank entirely) [5]. The structural risk was the custody chain: customer fiat sat in a custodial stack routed through Synapse to Evolve Bank & Trust - a claim against a chain of intermediaries, not a direct bank balance in your name [1][3]. The homepage shutdown letter closes the story [1]. Our fact set is not fully verified (reported) as of the facts date.
Do not sign up - the product is shut down [1]. If you had funds there, the documented paths are the Synapse process and persistence; some users recovered everything months later [4]. The takeaway for every other card on this site: ask who actually holds the fiat, and what happens if THAT company fails [3][5].
| Fine print | N/A - service dead |
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Looking to get a Juno card? The program dead and no longer issues cards to new customers. The review below documents what happened to the program and to existing balances - for a working replacement, compare live options instead:
The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan. Crypto card payments carry no exchange fee but the plan fair-usage limit counts crypto exchanges, each payment is a taxable disposal, and the September 2026 data breach exposed identity and transaction data. Solid for banking, honest about the crypto side-feature trade-offs.
Back and verifiable: the Uphold Debit Card relaunched in the US with up to 4% back in XRP (Elite, $99.99/yr) or 2% (Essential, free), Visa acceptance with Apple/Google Pay, no credit check and FDIC pass-through on the USD balance. The trade-offs: rewards are XRP-denominated with conditions (holding periods, monthly caps), the program's history is pause-and-restart, and support tickets show crediting/adjustment friction. US-only (no NY/LA/territories).
Gate Card exists, is actively developed and advertises the most aggressive cashback headline on this list (up to 8%), but the program is a black box: issuer unnamed, no published fees, no documented limits, regions defined only as 'non-restricted countries'. Fine as an exchange perk for heavy Gate users - hard to verify for anyone comparing card terms.
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