This product is flagged dead (not operating) - do not order or load funds. This review stays online as an archive. Daily check: unreachable · checked 2026-09-19.
TenX Review
Dead - the canonical issuer-risk story: a card program dies with its BIN sponsor (Wirecard, June 2020). This archive entry is why issuer structure matters in every review on this site.
by the cryptodebitcards editorial desk · review version 2 · prose updated 2026-09-20 · facts as of 2026-09-20 · how we verify
Overview
TenX homepage - live capture 2026-09-19
The TenX card is a deceased Visa debit card program provided by fintech company TenX Pte. Ltd., based in Singapore. It was a physical card that allowed users to convert various cryptocurrencies, including BTC, ETH, LTC, and PAY, for spending. This card program is no longer operational due to the collapse of its issuer, Wirecard AG, in June 2020.
Fees & Costs
The fee structure for the TenX card has not been verified, as the service is dead and most fee details are null. There is no information available on issuance, monthly, top-up, FX, or ATM fees, as well as inactivity fees. The only available information comes from an external source, Cryptowisser, which reported historical fees, but these are not confirmed.
KYC & Onboarding
The TenX card required full KYC, but the trigger and documents needed for the process have not been verified. The ordering process, issuance, and shipping time are also unknown due to the lack of available information.
Coins & Top-up
The TenX card supported the conversion of several cryptocurrencies, including BTC, ETH, LTC, and PAY, but did not allow native loading of these assets. It did not support the Lightning Network. The minimum top-up amount and settlement notes have not been verified.
Rewards
The cashback rate, payout token, caps, and tiers for the TenX card have not been verified, as the program is discontinued. Any rewards that may have been advertised are no longer applicable.
Reliability & Red Flags
The operator of the TenX card, TenX Pte. Ltd., had its card issuance dependent on Wirecard AG, which collapsed in June 2020 due to a EUR 1.9 billion accounting scandal. This event led to the immediate freezing of all TenX cards. While there are no explicit red flags listed, the incident highlights the significant counterparty risk associated with custodial card programs. External sources, including Reddit threads and news articles, document the negative experiences of users following the collapse.
Verdict
You should not attempt to load funds onto the TenX card program, as it is discontinued and no longer operational. The collapse of Wirecard AG, the issuer behind the TenX card, serves as a cautionary tale about the importance of understanding the issuer structure and associated risks in crypto card programs.
What works
Was: one of the first multi-asset crypto cards (2017 era)
What to watch
Cards froze overnight with the Wirecard collapse (June 2020)
PAY token model never delivered sustainable rewards
Full KYC was required, but details are not verified.
What fees does it charge?
Fee details have not been verified due to the service being dead.
Which coins can you load?
The card supported conversion of BTC, ETH, LTC, and PAY, but not native loading.
Does it pay cashback?
Cashback details have not been verified, and the program is discontinued.
Which regions does it serve?
The regions served by the TenX card are not specified.
Is it safe/legit?
The program is no longer operational due to the collapse of its issuer, Wirecard AG.
Is the card physical or virtual?
The TenX card was a physical card.
The meta-review: what the internet says about TenX
We do not expect you to trust us. This review is a meta-review: below you see what other review sites claim, what users report on Reddit and forums, and who actually operates TenX - including the issuing structure behind the card. Every claim links to its source so you can verify it yourself. Our verdict forms from these sources plus our own fact checks - not the other way around.
What other reviewers say
Heads-up: most crypto card "reviews" are affiliate content. We mark our reliability judgement on every source and include critical voices deliberately.
No third-party reviews with usable evidence found yet. In this niche that is itself a signal - most "review" sites are affiliate placements.
What users say (4)
Reddit, forums, complaint boards. Anecdotes, not proof - but patterns across threads are the best early-warning system this industry has.
Contemporaneous report (score 26): 'Wirecard has been issued an order by the Singaporean authorities to shut down business. Wirecard Europe also filed for insolvency... Everyones on tenx chat wants to switch to crypto.com.'
'I never got my metal card which they promised during the presale. I think they used the wire card scandal to just give up. Which others kept trying and succeeded. Tenx raised like 150k eth, so had so much money.'
'Bought big into their ICO, was promised card, waited a year, got my card but got discontinued less than a month later.' Typical TenX post-mortem sentiment.
Generated by Llama on 2026-09-20 from our fact database plus the 8 linked sources above. It summarizes - it does not add facts. Check anything that matters against the linked sources.
Bottom line: The TenX card program has ended due to the collapse of its issuer, Wirecard AG, in a EUR 1.9 billion accounting scandal. This event froze the card fleet overnight, and TenX never recovered. As a result, the program is no longer available.
The fee reality: There is no fee information available for the TenX card program as it is no longer operational. Historical records show fees such as issuance, ATM, and monthly fees, but these are no longer relevant.
KYC and coins: The TenX card program required full KYC and supported conversion of cryptocurrencies such as BTC, ETH, LTC, and PAY. However, this information is now moot as the program is discontinued.
What reviewers say vs what users say: Reviewers and users alike have reported negatively on the TenX card program, citing the sudden discontinuation of services due to the Wirecard collapse. Users have expressed frustration and disappointment, with some reporting that they never received promised cards or that their cards stopped working shortly after arrival.
Who issues it: The TenX card was issued by Wirecard AG, which collapsed in June 2020, causing the card program to freeze and eventually discontinue. The operator of the TenX card program was TenX Pte. Ltd., a Singapore-based company.
Sources & how this review was built
Every external source used on this page, with the date we fetched it. Methodology: how we verify. Sources disappear or change - if a link is dead, tell us via contact.
Back and verifiable: the Uphold Debit Card relaunched in the US with up to 4% back in XRP (Elite, $99.99/yr) or 2% (Essential, free), Visa acceptance with Apple/Google Pay, no credit check and FDIC pass-through on the USD balance. The trade-offs: rewards are XRP-denominated with conditions (holding periods, monthly caps), the program's history is pause-and-restart, and support tickets show crediting/adjustment friction. US-only (no NY/LA/territories).
The veteran (2014) reinvented as a stablecoin bank: fee-free FX worldwide, multi-currency accounts with 1:1 stablecoin conversion, real Visa/Mastercard principal memberships and an 8% headline cashback. Fee details hide in the help hub, and the El Salvador licensing move makes the regulatory story newer than its brand.
Full KYC8% backphysical card0% FX
0% load · 0% FX · 8% back in USD
Higher limits with the Wirex Private metal card ($100,000+ balance)Fintech 3 d ago
The most complete dual-mode card: one tap switches between spending your crypto (Debit, with daily interest) and borrowing against it (Credit, from 1.9%) - with free ATM allowances up to EUR 2,000/month and no card fees. The catch: meaningful cashback needs a $5,000+ portfolio and is denominated in NEXO, and it is EEA/UK-only.
Full KYC2% backphysical card
0% load · 0.2% FX · 2% back in NEXO
Higher limits via Nexo Private ($100,000+ assets)Fintech 3 d ago
No comments yet - be the first. No account needed; the anti-spam proof runs in your browser.