Discontinued - the US national bank that pioneered in-app crypto trading, then dropped it in early 2024 under OCC consent-order pressure. Archive entry for the banks segment: even a real US bank charter did not make crypto banking stick.
by the cryptodebitcards editorial desk · review version 2 · prose updated 2026-09-20 · facts as of 2026-09-20 · how we verify
The Vast Bank Crypto card is a discontinued debit card offered by Vast Bank, a US national bank. It was a physical Visa debit card that allowed users to buy, sell, and hold cryptocurrency assets directly with their bank account. The card was designed for users in the US.
The fee structure for the Vast Bank Crypto card has not been verified, as the card is discontinued. The bank exited crypto services effective January 31, 2024, and disabled the Vast Crypto Mobile Banking app. Fees such as issuance, monthly, top-up, FX, ATM, and inactivity fees are not available.
The Vast Bank Crypto card required full KYC, but the specific trigger and documents required are not verified. The onboarding process and issuance/shipping time for the card are also not available.
The card allowed users to convert BTC, ETH, and other in-app assets, but did not support native cryptocurrency loading. Lightning support was not available. The minimum top-up amount and settlement notes are not verified.
The cashback rate, payout token, caps, and tiers for the Vast Bank Crypto card are not available, as the card is discontinued.
Vast Bank, the operator, has a history of pioneering in-app crypto trading but exited the retail crypto market in 2024 due to an OCC consent order. The bank's reputation is affected by this incident, but there are no red flags reported. External sources, including Reddit and news sites, document the bank's exit from the crypto market and its subsequent focus on wholesale tokenized deposits.
The Vast Bank Crypto card is discontinued, and users should not attempt to load funds onto the program. The bank's exit from the retail crypto market and lack of transparency on fees and terms make it an unviable option for users.
| Fine print | N/A - crypto services exited effective January 31, 2024 |
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Yes, full KYC was required.
Fees are not verified due to the card's discontinued status.
The card allowed conversion of BTC, ETH, and other in-app assets, but not native loading.
Cashback details are not available.
The card was available in the US.
The card is discontinued, and users should exercise caution.
The card was a physical Visa debit card.
The only true bank in the comparison: a Gibraltar credit institution with deposit-guaranteed USD, savings interest paid daily in BTC and worldwide card spending with no FX fees. The $1,000/year membership makes it a wealth product, not a spending card - it pays off for balances where the 3.35% yield outruns the fee.
A crypto-banking platform whose card program requires verification before use - a verify listing, not a recommendation.
A niche virtual-card service for online/media-buying use cases with crypto funding - usable for its purpose, but tier subscriptions, per-card fees and the niche positioning make it a poor general spending card.
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