Cash App Card vs Revolut: which crypto card wins in 2026?
Head-to-head on the facts that decide your money: fee stacks, KYC levels, top-up coins, limits and cashback - every number sourced in the linked reviews.
Short answer: too close to call - they score 6.6/10 and 6.6/10 in our weighted review. The deciding factor is your priority: Cash App Card for fees, Revolut for limits. Facts checked 2026-11-04.
 Cash App Card |  Revolut | |
|---|---|---|
| Overall score (0-10) | 6.6 | 6.6 |
| Card | Prepaid card · Visa · Virtual + physical | Debit card · Visa · Virtual + physical |
| KYC | Full KYC | Full KYC |
| KYC trigger | Cash App identity verification; banking features require SSN (US) | Full onboarding KYC (regulated EMI/bank depending on region) |
| Custody | Custodial balance | Custodial balance |
| Direct top-up coins | via convert: BTC | via convert: BTC, ETH, XRP, SOL… |
| Top-up fee | 0% | 0% |
| FX fee | 3% | 1% |
| Monthly fee | none | none |
| ATM fee | 0% | 2% |
| Monthly spend limit | - | - |
| ATM daily limit | - | - |
| Cashback | none | none |
| Apple Pay | yes | no / unknown |
| Google Pay | yes | no / unknown |
| Regions | USA | Europe (EEA), UK, USA |
| Operator | Cash App (Block) | Revolut |
Score breakdown
Cash App Card scores higher on fees (+1), rewards (+1), UX (+1) · Revolut scores higher on limits (+2), availability (+2) - weighted sub-scores, which include fees the headline numbers above leave out.
why 6.6/10?
why 6.6/10?
Cash App Card at a glance
The most mainstream way to hold BTC next to a Visa debit - but the card itself never touches bitcoin: every spend requires selling first, which is a taxable event per transaction. Use it for the Boosts and the frictionless BTC auto-investing, not for crypto-native spending.
What works
- Largest US consumer bitcoin platform (Block/NYSE-listed)
- Visa debit with instant-issue virtual card, Apple/Google Pay
- BTC auto-splits from paycheck deposits, Lightning receiving supported
- Boosts program incl. bitcoin-back rewards
What to watch
- Card spends USD only - BTC requires manual sell per spend (taxable each time)
- BTC sells carry spread + volume-based fees
- Full KYC; US/UK only (card US)
- Not a crypto card in the native-spending sense
Revolut at a glance
The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan. Crypto card payments carry no exchange fee but the plan fair-usage limit counts crypto exchanges, each payment is a taxable disposal, and the September 2026 data breach exposed identity and transaction data. Solid for banking, honest about the crypto side-feature trade-offs.
What works
- Regulated banking-grade provider with a long track record
- Full banking app: accounts, transfers, cards in one place
- Crypto balances spendable anywhere Visa is accepted
What to watch
- Crypto spend = auto-sell at each payment with spread + plan-based fees (taxable)
- No direct crypto top-up onto the card - it is a fiat card fed by in-app conversion
- Full KYC; crypto features restricted by region
- Weekend FX markup on fiat spending
FAQ
Which is better for privacy, Cash App Card or Revolut?
Both are comparable on privacy: Cash App Card requires Full KYC, while Revolut requires Full KYC. Check the dated KYC facts in each review before applying.
Which is cheaper, Cash App Card or Revolut?
Revolut runs the cheaper headline fee stack (1% load+FX vs 3%). Subscriptions, ATM fees and caps can flip that - run both through the true-cost calculator for your spending.
Which pays better cashback, Cash App Card or Revolut?
Both cards document 0% cashback.
Scores and facts: meta-reviews with dated sources - Cash App Card · Revolut. Method: how we verify. More: all crypto cards compared.