KAST vs Revolut: which crypto card wins in 2026?
Head-to-head on the facts that decide your money: fee stacks, KYC levels, top-up coins, limits and cashback - every number sourced in the linked reviews.
Short answer: KAST wins overall (7.1/10 vs 6.6/10 in our weighted scores). Revolut is still the better pick if you care most about reliability. Facts checked 2026-11-04.
 KAST |  Revolut | |
|---|---|---|
| Overall score (0-10) | 7.1 | 6.6 |
| Card | Credit card · Visa · Virtual + physical | Debit card · Visa · Virtual + physical |
| KYC | Full KYC | Full KYC |
| KYC trigger | Account onboarding with identity verification and real-time fraud monitoring | Full onboarding KYC (regulated EMI/bank depending on region) |
| Custody | Custodial balance | Custodial balance |
| Direct top-up coins | USDC, USDT | via convert: BTC, ETH, XRP, SOL… |
| Top-up fee | 0% | 0% |
| FX fee | unknown | 1% |
| Monthly fee | none | none |
| ATM fee | 2% | 2% |
| Monthly spend limit | Spend up to whatever is in your wallet - no hidden monthly s… moreSpend up to whatever is in your wallet - no hidden monthly spending caps (Premium cap <= $10,000/mo, Private <= $40,000/mo apply to cashback earn rates, not spending) | - |
| ATM daily limit | $750 per 24h (max 3 withdrawals, $250 each) | - |
| Cashback | 1.5% in USD | none |
| Apple Pay | yes | no / unknown |
| Google Pay | yes | no / unknown |
| Regions | worldwide, USA, Europe (EEA) | Europe (EEA), UK, USA |
| Operator | KAST | Revolut |
Score breakdown
KAST scores higher on fees (+1), limits (+1), rewards (+3) · Revolut scores higher on reliability (+1) - weighted sub-scores, which include fees the headline numbers above leave out.
why 7.1/10?
why 6.6/10?
KAST at a glance
The most complete stablecoin-spending account on the market: US/EU virtual bank accounts from anywhere, Visa Platinum cards with real 1.5% USD cashback on the free tier, instant cashback and no spending caps. Full KYC and a young operator are the trade-offs; the paid tiers only make sense for heavy spenders.
What works
- Free Standard tier with 1.5% instant USD cashback (Visa Platinum)
- US/EU virtual accounts (ACH, SEPA, wires) from anywhere
- Spending limited only by wallet balance - no monthly spend caps
- Direct SOL/ETH/BTC deposits auto-converted to USDC for spending
- Fireblocks/BitGo custody, $80M Series A, well-established partners
What to watch
- Full KYC fintech, not a bank
- Premium tiers ($1,000/$10,000 per year) priced for high spenders only
- Stablecoin-centric: BTC/ETH/SOL only via conversion to USDC
- Young company (founded 2024)
Revolut at a glance
The mainstream choice if you want crypto spend inside a full banking app - regulated, mature, multi-plan. Crypto card payments carry no exchange fee but the plan fair-usage limit counts crypto exchanges, each payment is a taxable disposal, and the September 2026 data breach exposed identity and transaction data. Solid for banking, honest about the crypto side-feature trade-offs.
What works
- Regulated banking-grade provider with a long track record
- Full banking app: accounts, transfers, cards in one place
- Crypto balances spendable anywhere Visa is accepted
What to watch
- Crypto spend = auto-sell at each payment with spread + plan-based fees (taxable)
- No direct crypto top-up onto the card - it is a fiat card fed by in-app conversion
- Full KYC; crypto features restricted by region
- Weekend FX markup on fiat spending
FAQ
Which is better for privacy, KAST or Revolut?
Both are comparable on privacy: KAST requires Full KYC, while Revolut requires Full KYC. Check the dated KYC facts in each review before applying.
Which is cheaper, KAST or Revolut?
The published fee data does not line up (one side leaves load or FX unknown) - compare the fee rows in each review, or run both through the true-cost calculator for your spending.
Which pays better cashback, KAST or Revolut?
KAST pays the higher headline cashback (1.5% vs 0%). Caps, tiers and payout token matter as much as the number - check the cashback rows in each review.
Scores and facts: meta-reviews with dated sources - KAST · Revolut. Method: how we verify. More: all crypto cards compared.