Discontinued for new applicants - the longest-running US crypto prepaid card, now ended. Kept as archive: BitPay continues as a payments company, but the card program is closed to new users.
by the cryptodebitcards editorial desk · curated review · prose updated 2026-10-06 · facts as of 2026-10-01 · how we verify
The BitPay prepaid Mastercard was the longest-running US crypto prepaid card program, and it is closed to new applicants: new issuance paused in June 2023 [1]. The pause followed the exit of the previous issuer, Metropolitan Commercial Bank, from the crypto sector [1]. Community knowledge still treats the program as paused or dead as of August 2026 [2][3]. BitPay itself continues as a payments company; the card program is the part that ended [1]. Its own site confirms the picture: the product list today covers wallet, bill pay, gift cards and merchant services only, with no card anywhere in the navigation [4].
While the program ran, it carried the standard prepaid stack; the current documented state is that no new cards are issued, so no attainable fee schedule exists to quote [1]. We keep this page's fee table as the historical record of the program's last published terms.
Onboarding required US exchange-level KYC while the program ran [1]. No new users are accepted since 2023 [2] - the onboarding question is moot for new applicants.
The historical model was custodial end to end: coins from the BitPay wallet were sold at the moment of load, and the resulting dollar balance sat on the operator side of the ledger - a claim against BitPay and its card issuer, not coins you controlled [1]. The current state: no new cards, no new loads for new users [1][2]. Existing holders were reportedly unaffected by the pause at the time it was announced [2].
No cashback program is documented in the sources we hold [1]. The value proposition was funding convenience and BitPay's merchant network, not rewards [1].
The documented reliability story: the issuer exited the crypto sector and the program paused with it [1]; a new banking partner has been in the works since, with no relaunch announced [1]; community threads continue to document the program as dead rather than revived [2][3]. The program-continuity risk that this site documents everywhere is the entire story here [1]. Our fact set is not fully verified (reported) as of the facts date.
Do not order - the program is closed to new users and no relaunch has been announced [1][2]. If you are an existing holder, treat the balance as spending money with a support case behind it, not savings [1].
| Fine print | Historic structure (archive): $2.50 flat ATM fee, $2,000 daily ATM limit, $25,000 monthly spend limit, BTC/ETH/USDC/USDT loads, Apple Pay support. No new issuance since June 2023. |
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Looking to get a BitPay Card card? The program discontinued and no longer issues cards to new customers. The review below documents what happened to the program and to existing balances - for a working replacement, compare live options instead:
Back and verifiable: the Uphold Debit Card relaunched in the US with up to 4% back in XRP (Elite, $99.99/yr) or 2% (Essential, free), Visa acceptance with Apple/Google Pay, no credit check and FDIC pass-through on the USD balance. The trade-offs: rewards are XRP-denominated with conditions (holding periods, monthly caps), the program's history is pause-and-restart, and support tickets show crediting/adjustment friction. US-only (no NY/LA/territories).
A US credit card on the American Express network paying up to 4% back in Bitcoin, issued via Cardless and gated behind a Coinbase One subscription. Evidence is press-grade only - the operator's own pages are unreachable from our IP - so treat every detail as unverified.
The most mainstream way to hold BTC next to a Visa debit - but the card itself never touches bitcoin: every spend requires selling first, which is a taxable event per transaction. Use it for the Boosts and the frictionless BTC auto-investing, not for crypto-native spending.
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