The old Nuri bank is dead (2022 insolvency, customers moved to Vivid) - but the brand relaunched at nuri.com as an Estonian self-custody wallet with a free Visa card, IBAN and 130-country reach. Verify listing: card issuance, fees and the provider stack behind the banking rails are unverified; no community track record exists yet.
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by the cryptodebitcards editorial desk · review version 3 · prose updated 2026-09-21 · facts as of 2026-09-21 · how we verify
The Nuri card is a virtual debit card offered by Nurisoft Development OÜ, a crypto-native provider, on the Visa network. It is designed for users who want to spend their cryptocurrencies, including BTC, EURC, USDC, and USDT, without the need for traditional banking. The card is part of a self-custody wallet and banking services package.
The Nuri card has a $0 monthly fee, and no top-up fee is mentioned. However, a foreign-exchange margin is applied to non-USD transactions, although the percentage is not disclosed. There is also a $25 chargeback administration fee if the dispute is lost. Other fees, such as ATM fees, are not specified.
The Nuri card requires basic KYC, but many features work without ID verification. The card and banking services are provider-operated, with separate terms and eligibility. The onboarding process is not fully detailed, but users can open a free account and get a virtual Visa card linked to their self-custodial wallet.
The Nuri card supports direct loading of BTC, EURC, USDC, and USDT. There is no classic top-up flow, as the card draws on the self-custodial passkey wallet. The minimum top-up amount is not specified. The card spending converts at the provider layer, with a foreign-exchange margin applied to non-USD transactions.
There is no cashback or rewards program mentioned for the Nuri card. The provider's website and FAQ do not mention any rewards or cashback rates, and the card's terms do not include any information on rewards.
The Nuri brand has a complex history, with the old Nuri GmbH filing for insolvency in 2022 and the brand being relaunched under Nurisoft Development OÜ. The new operator has a live site, iOS and Android apps, and a July 2026 investor briefing document. However, there is no independent track record yet, and the product is considered early-stage. The provider's reputation is unproven, and users should be cautious when using the card.
The Nuri card is a relatively new offering from Nurisoft Development OÜ, and its features and fees are not fully verified. While it offers a self-custody wallet and banking services, users should be aware of the potential risks and uncertainties associated with a new and unproven provider. As with any financial product, it is essential to carefully review the terms and conditions before using the card.
| Monthly | none |
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| Fine print | The Nuri card still EXISTS (brand relaunch, new legal entity): it is issued on Wirex BaaS per the official card-support FAQ. Advertised as a 'free VISA card' with a 'free account'. Published fees: only a $25 chargeback administration fee if the dispute is lost. No top-up/FX/ATM/monthly fee schedule is published - FX margin is applied on non-USD spend (multi-hop local->GBP->USD), percentage undisclosed. Card spending limits (GBP-denominated): 30,000 per transaction/day/month; ATM 500/day, 5,000/month, 5 withdrawals/day. |
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Based on our checks as of 2026-09-21: Nuri scores 3.3/10 in our weighted review. We logged no red flags. User reports and the operator background are documented with dated sources in the meta-review below.
Basic KYC is required, but many features work without ID verification.
The card has a $0 monthly fee, a $25 chargeback administration fee, and an undisclosed foreign-exchange margin.
The card supports direct loading of BTC, EURC, USDC, and USDT.
No, there is no cashback or rewards program mentioned.
The card is available globally, with no excluded countries specified.
The provider's reputation is unproven, and users should be cautious when using the card.
The card is available in both virtual and physical forms, with the virtual card compatible with Apple Pay and Google Pay.
A self-custody stablecoin banking app whose Visa card (issued by Wirex) is live and documented: 1-8% cashback tiers, free virtual card, Apple Pay/Google Pay, EUR 30k/month limits, up to 5% APY. The rewards are real but tier-gated by $COCA staking and monthly claim caps; the '0% FX' marketing does not survive independent measurement (1.18% spread), and the no-CRS/DAC8 claim deserves skepticism.
The most mainstream self-custody card: MetaMask wallet spending stablecoins on Linea through a Monavate-issued Mastercard, keys stay yours. Application throughput and the stablecoin-only rail are the practical limits.
The reference architecture for self-custody spending: your own Safe smart account settles stablecoins to a Monavate-issued Visa - no custodial balance. The 2026 B2B pivot means consumers now reach it through partner apps, and rewards are minimal.
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