A self-custody stablecoin card from an established wallet team - your keys, USDC spending - with EEA focus and the segment's usual no-rewards trade-off. Details pending verification pass.
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by the cryptodebitcards editorial desk · review version 3 · prose updated 2026-09-20 · facts as of 2026-09-20 · how we verify
The Ready card is a discontinued, crypto-native, Visa debit card offered by Ready, a company based in the United Kingdom. It was designed for users in the EEA and UK regions, focusing on stablecoin spending with self-custody.
The fees associated with the Ready card have not been fully verified. The issuance fee, monthly fee, top-up fee, FX fee, ATM fees, and inactivity fee are all unknown. It is essential to note that the card program stopped working on July 29, 2026, when the issuer, Kulipa, wound down.
The Ready card requires full KYC, but the trigger and documents needed for the process are not specified. The ordering process and issuance/shipping time are also unknown.
The Ready card supports native top-ups with USDC and USDT. It does not support in-app conversion or the Lightning Network. The minimum top-up amount is unknown. As a self-custodial smart-wallet card, users can spend USDC from their own smart account.
The cashback rate, payout token, caps, and tiers for the Ready card have not been verified. Any rewards program associated with the card is no longer applicable due to its discontinued status.
The operator, Ready, has a background in self-custodial smart-wallet cards, but the card program's sudden stop due to the issuer's wind-down raises concerns. External sources, such as Reddit threads and news articles, document the incident and warn users about the collapse of Kulipa, affecting 120,000+ crypto cards. The data quality is reported, but not fully verified.
The Ready card program has ended, and it is not recommended to attempt to load funds onto it. Users should be cautious of the counterparty risk associated with custodial balances and the regulatory risks of using a discontinued card program.
| Fine print | Card program stopped working 2026-07-29 when issuer Kulipa wound down (no notice); eligible subscriptions refunded automatically; no relaunch date, issuer, or terms as of 2026-09-19. Company pivoted to community finance (ready.co homepage has no card product). Defunct-program reference (spendnode, medium): self-custodial Mastercard debit on Starknet, Lite free 0.5% STRK cashback/1% FX, Metal 120 USDC/yr 3% STRK/0% FX, EEA/UK, Google Pay - DB card_network 'visa' likely wrong (two secondary sources say Mastercard), not officially confirmable post-shutdown. |
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Yes, full KYC is required.
The fees have not been fully verified.
USDC and USDT are supported for native top-ups.
The cashback program is no longer applicable due to the card's discontinued status.
The card was designed for users in the EEA and UK regions.
The card program has ended, and users should exercise caution due to the associated risks.
The Ready card is a virtual card.
A veteran self-custody rail for EUR stablecoins - your keys, your EURS - with the usual trade-offs: full KYC, EEA focus, minimal rewards and stablecoin-only rails.
The most mainstream self-custody card: MetaMask wallet spending stablecoins on Linea through a Monavate-issued Mastercard, keys stay yours. Application throughput and the stablecoin-only rail are the practical limits.
The reference architecture for self-custody spending: your own Safe smart account settles stablecoins to a Monavate-issued Visa - no custodial balance. The 2026 B2B pivot means consumers now reach it through partner apps, and rewards are minimal.
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