A self-custody stablecoin card from an established wallet team - your keys, USDC spending - with EEA focus and the segment's usual no-rewards trade-off. Details pending verification pass.
site reachable · checked 50 d ago
by the cryptodebitcards editorial desk · curated review · prose updated 2026-10-06 · facts as of 2026-10-01 · how we verify
The Ready card was the former Argent card - a self-custodial stablecoin Mastercard debit on Starknet - relaunched under the Ready brand [3][5]. It is dead: the issuer, Kulipa, collapsed on 29 July 2026 over solvency issues, killing 120,000-plus issued cards across roughly 20 fintech clients including Ready and Solflare [2]. The cardholder thread documents the aftermath: cardholders were told the program stopped working, most users found out at the checkout, eligible card subscriptions were refunded, and the self-custodial design meant no issuer balance was lost [1]. The Ready site has since pivoted to fan-community products with no card [4].
The defunct program's shape: Lite, free with 0.5% STRK cashback, 1% FX and a $200 monthly free ATM allowance; Metal at 120 USDC per year with 3% STRK cashback and 0% FX [3]. All of it is historical - the program that priced it no longer operates [1][2].
Onboarding required standard KYC while the program ran [3]. There is no card to onboard to today [4].
The self-custodial design meant card spending pulled USDC directly from users' wallets at the moment of purchase - the design that kept funds safe when the issuer died [1][3]. That design is gone with the program [2].
The historical rewards: 0.5% STRK cashback on the free tier [3]. Ended with the program [1][2].
The documented reliability story: a respected wallet team (Argent) built a genuine self-custody card, rebranded, and the whole rail died with the issuer - with zero notice to users [1][2]. The refund of eligible subscriptions is the documented mitigation [1]. The site's pivot away from cards is documented on its homepage [4]. Our fact set is not fully verified (reported) as of the facts date.
Do not order - the program is defunct and the company has pivoted away from payments [1][4]. As research context, this is the second confirmed death from the Kulipa collapse (with Solflare), and it shows the same pattern: wallet-native design held up, program continuity did not [1][2].
| Fine print | Card program stopped working 2026-07-29 when issuer Kulipa wound down (no notice); eligible subscriptions refunded automatically; no relaunch date, issuer, or terms as of 2026-09-19. Company pivoted to community finance (ready.co homepage has no card product). Defunct-program reference (spendnode, medium): self-custodial Mastercard debit on Starknet, Lite free 0.5% STRK cashback/1% FX, Metal 120 USDC/yr 3% STRK/0% FX, EEA/UK, Google Pay - DB card_network 'visa' likely wrong (two secondary sources say Mastercard), not officially confirmable post-shutdown. |
|---|
Run the numbers: true-cost calculator for this card →
Looking to get a Ready card? The program discontinued and no longer issues cards to new customers. The review below documents what happened to the program and to existing balances - for a working replacement, compare live options instead:
The most mainstream self-custody card: MetaMask wallet spending stablecoins on Linea through a Mastercard program run with Baanx/Monavate, keys stay yours. 1% mUSD cashback on the orderable Virtual card; US and UK sign-ups are paused, Metal (3% tier) paused since June 2026. Verify current availability in-app before ordering.
Watch for the December 2026 sunset: the consumer product is closing. Solid self-custody architecture (card only moves whitelisted tokens from your Safe to settlement, up to a daily limit), but as a spending card it has an end date. Migrate to a partner app (Rebind/Picnic) or another self-custody card before 20 December 2026.
Bleap is one of the few crypto cards whose core fee promises check out: free issuance, no monthly fee, Mastercard rate with no FX markup, and free ATM withdrawals up to 400 EUR/month, all debited from a genuinely non-custodial MPC wallet with a named Cypriot EMI issuer and a verifiable MiCA CASP license. The catch is that the famous 'up to 20% cashback' is a lattice of category promos with small eligible-spend caps (realistic value is roughly 1% on everyday spend up to 3,000 EUR/month), the 2% groceries and dining rate already expired in May 2026, rates can change without notice, and the physical card is referral-only. Availability is EEA plus Switzerland only, with 45 excluded nationalities and some EEA countries still on a waiting list.
No comments yet - be the first. No account needed; the anti-spam proof runs in your browser.