The natural Solana-native card candidate (USDC-on-Solana from the Solflare wallet) - but treat it as unverified until the program demonstrably accepts orders; a verify listing, not a recommendation.
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by the cryptodebitcards editorial desk · review version 4 · prose updated 2026-09-21 · facts as of 2026-09-21 · how we verify
The Solflare Card is a virtual debit card offered by Solflare, a crypto-native provider, on the Mastercard network. It is designed for users who want to spend USDC directly from their Solflare wallet. The card's status is currently "watch" and its data quality is "unverified".
The Solflare Card has a 1% foreign exchange (FX) fee for non-USD transactions. There is no top-up or load fee, as the card spends USDC directly from the user's Solflare wallet. ATM withdrawals are possible, but the ATM fee percentage is not stated, and ATM operators may charge separately. Other fees, such as issuance, monthly, and inactivity fees, have not been verified.
The Solflare Card requires full KYC, but the trigger and required documents are not specified. The ordering process and issuance/shipping time are also unknown, as the program is currently paused.
The Solflare Card supports USDC on Solana as a native crypto, and SOL can be converted in-app. There is no minimum top-up amount specified, and the card does not require a separate funding step. Solana gas fees are approximately $0.01.
The cashback rate, payout token, caps, and tiers for the Solflare Card have not been verified, as the program is currently paused and the replacement program's details have not been published.
Solflare is a well-known Solana wallet provider, but the card program's availability is unverified. The program was paused on July 28, 2026, due to the wind-down of its issuer, Kulipa. Reddit users have reported that funds are safe in self-custody wallets. The provider's reputation and incidents are not fully verified.
You should treat the Solflare Card as unverified until the program demonstrably accepts orders. The card's pause and replacement program's details are not yet clear, making it uncertain for new users. Existing users' funds are reportedly safe in self-custody wallets.
| Top-up fee | 0% |
|---|---|
| FX fee | 1% |
| Fine print | Last officially published terms of the Kulipa-era program (help.solflare.com, live 2026-09-20, articles dated Nov 2025/Jan 2026): 1% FX fee on non-USD transactions ('fixed and transparent'); no top-up/load fee (no top-up step); ATM withdrawals possible (limits documented) but no operator ATM fee % published - 'ATM operators could charge separately'. PROGRAM PAUSED since 2026-07-28 (issuer Kulipa wound down); official banner promises return with Apple Pay, higher limits and cashback - fees/cashback of the replacement program not yet published. |
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Based on our checks as of 2026-09-21: Solflare Card scores 4.3/10 in our weighted review. We logged no red flags. Current status: watch - The natural Solana-native card candidate (USDC-on-Solana from the Solflare wallet) - but treat it as unverified until the program demonstrably accepts orders; a verify listing, not a recommendation. User reports and the operator background are documented with dated sources in the meta-review below.
Yes, full KYC is required.
A 1% FX fee for non-USD transactions, and possible ATM operator fees.
USDC on Solana, with in-app conversion for SOL.
The cashback details have not been verified.
The card is available in the EEA, UK, and LATAM, with case-by-case approval for other countries.
Solflare is a known Solana wallet provider, but the card program's availability and details are unverified.
The Solflare Card is a virtual debit card.
A self-custody stablecoin banking app whose Visa card (issued by Wirex) is live and documented: 1-8% cashback tiers, free virtual card, Apple Pay/Google Pay, EUR 30k/month limits, up to 5% APY. The rewards are real but tier-gated by $COCA staking and monthly claim caps; the '0% FX' marketing does not survive independent measurement (1.18% spread), and the no-CRS/DAC8 claim deserves skepticism.
The most mainstream self-custody card: MetaMask wallet spending stablecoins on Linea through a Monavate-issued Mastercard, keys stay yours. Application throughput and the stablecoin-only rail are the practical limits.
The reference architecture for self-custody spending: your own Safe smart account settles stablecoins to a Monavate-issued Visa - no custodial balance. The 2026 B2B pivot means consumers now reach it through partner apps, and rewards are minimal.
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