KAST
The most complete stablecoin-spending account on the market: US/EU virtual bank accounts from anywhere, Visa Platinum cards with real 1.5% U
Crypto cards in Switzerland GLOBAL (ISO CH)
From cryptodebitcards's tracked programs: 20 claim availability in Switzerland, 1 explicitly exclude it. Every row dated and sourced.
Short answer: Switzerland is the tax-friendliest card market in this set: gains from private crypto holdings are tax-free at any size, so funding a card triggers no tax - but the year-end balance pays cantonal wealth tax, staking income is taxable, and MiCA does not apply (FINMA rules instead).
Xapo Bank
The only true bank in this comparison: a Gibraltar credit institution with deposit-guaranteed USD, savings interest paid daily in BTC (USD S
CoinZoom ZoomMe Card
A US-registered, SOC-2-accredited exchange card with true point-of-sale crypto conversion - pick any listed coin as your spend wallet and it
Nuri
The Nuri relaunch is a self-custodial wallet (Euros, Dollars, Stablecoins, Bitcoin) with a free Visa card on Wirex BaaS infrastructure - ope
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Bleap
Physical card is gated behind the referral program: 'There are no alternative methods to obtain a physical card at this time' - while the ca
Freedomia
Card issuer/BIN sponsor deliberately not disclosed - operator confirmed by email (2026-10-15): "We do not share the name or detailed informa
MEXC Global Card
Issuer/BIN sponsor not published anywhere; MEXC's own article says the physical card depends on 'independent BIN approval' - implying the cu
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Tuyo Card
Tuyo Card is a genuinely self-custodial USDC-on-Base spending card with unusually good raw specs: no issuance/monthly/yearly fee, 0% on USD-
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Bitunix Card
Card issuer/BIN sponsor NOT published: the cardholder agreement names only 'Blue Rock Management Pte. Ltd.' (Singapore), which arranges the
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Plasma One
Token-launch-adjacent rewards flywheel: cashback is paid in XPL, the native token of the same team's blockchain (down ~95% from its 2025-09-
RedotPay
Binance lawsuit (~$472.8M, Hong Kong, Aug 2026) alleging diversion of ~470,000 users' assets - unresolved litigation against the operator an
VaultLeap Card
Very thin app traction (11 Play reviews, 4 App Store ratings) for a 'cross-border banking' product
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COCA
Official messaging is internally inconsistent: homepage headline says 8% cashback, the same page's meta description says 5% (checked 2026-10
PST.NET
Regulated issuing side runs through unnamed 'Financial Partners' - no issuing bank is contractually named
Moon
Cards blocked en masse without warning around 2025-11-30; withdrawals stuck since (documented $530 case, 21+ days without support response)
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Trocador Swype
Underlying card program rated 'Bad' 1.7/5 on Trustpilot (36 reviews): prepaid cards unexpectedly blocked or repeatedly declined leaving fund
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Explicitly exclude Switzerland
Cards that claim the GLOBAL region (or global reach) but name Switzerland (ISO CH) in their exclusion wording:
- Solayer Card - Operator eligibility doc (docs.solayer.org/solayer-pay/eligibility) excludes 17 US states (AZ, DE, GA, ID, LA, MD, MT, NV, NM, ND, OH, OR, RI, SD, VT, WA, WI) a
on this page
Tax-free spending, taxed holding
Switzerland's private-wealth rule inverts the rest of this set: the disposal (funding a card) is tax-free at any size [1], while the holding pays cantonal wealth tax at year-end value [1]. Staking and mining income is taxable as income from movable property [1]. For a card user, that means the funding strategy is tax-irrelevant - pick the card on fees, not on tax.
Outside MiCA - a different licence map
FINMA supervises under Swiss law; MiCA does not apply [2]. EEA CASP licences do not passport into Switzerland. Stablecoins are handled under Swiss frameworks with FINMA guidance on issuer risks [2] - a stablecoin-funded card is fine, but the provider's Swiss status should be checked against FINMA's own registers, not the ESMA one.
What goes wrong locally
Nothing structural - the practical friction is the rail: CHF funding runs on Swiss domestic rails (SIC), and EEA cards expect EUR, so the FX layer reappears at funding time even on a 0%-FX card.
Sources:
- ESTV (Swiss Federal Tax Administration) - taxation of cryptocurrencies for private individuals - accessed 2026-11-04
- FINMA Guidance 06/2024 - stablecoins: risks for issuers and guaranteeing banks - accessed 2026-11-04
FAQ - Switzerland
Do I owe tax when I spend from a crypto card in Switzerland?
No. Gains and losses from payment tokens held in private wealth are tax-free capital gains (and non-deductible losses), at any size [1]. Funding a card is a disposal, but a tax-free one. Staking and mining income is taxable as income from movable property [1].
So what DOES Switzerland tax on crypto?
Cantonal wealth tax: payment tokens are declared at market value at the end of the tax period [1]. The federal ESTV publishes official tax values for the major coins in its Kursliste.
Does MiCA apply in Switzerland?
No - Switzerland is outside the EU/EEA. Crypto supervision is FINMA's, under Swiss banking and AML law; stablecoins are handled under Swiss frameworks, not MiCA [2]. A MiCA licence from an EEA state does not guarantee Swiss market access.
Which providers serve Swiss residents?
Swiss-regulated players (Bitcoin Suisse, Sygnum) plus EEA programs that accept Swiss residents - the region checker maps every tracked card against Switzerland, and the GLOBAL bucket carries the usual caveat.
What is the cheapest way to fund a card in Switzerland?
CHF funding runs on Swiss domestic rails (SIC), not SEPA - check whether your card provider accepts a Swiss IBAN top-up; EEA-issued cards usually expect EUR and charge an FX conversion.
Which cards should a Swiss user shortlist?
Programs with documented CH/CHF support and published FX tables - each card page carries a check date; the zero-FX hub explains what 0% actually covers.
Check it yourself
The region checker runs your country against all tracked cards, the fee calculator prices your spend profile, and the global-coverage hub holds the regulatory layer behind the GLOBAL claims.